General liability insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
You take on inherent risks when doing business. Whether it’s coverage for errors and omissions, protecting your clients in cases of errors on the part of you or your employees, or if it’s employment practices coverage, insuring your business for employment related expenses beyond workplace injury, including claims of wrongful termination, sexual harassment, or other claims of violations of employee rights. We are able to connect you to comprehensive liability plans to keep you and your business covered in any case of liability claims, and let you focus on your business instead.
Intelli Choice Insurance recommends that all businesses have general liability coverage in place.
Professional Liability Insurance (Errors & Omissions)
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Intelli Choice Insurance recommends that all professional and technology companies have E&O coverage.
Employment Practices Liability Insurance (EPLI)
Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Intelli Choice Insurance recommends considering this type of coverage.
Directors and Officers Insurance (D&O)
D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.
To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.