Your condo insurance policy covers your personal property, liability, and more depending on the elections you make. Various limits of loss assessment coverage are available. We can help you determine your coverage needs to make sure you’re properly covered.

Condo Building Item Coverage protects additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. For example, if you have upgraded cabinets or put in hardwood floors.

Optional Loss Assessment Coverage helps protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.

Full Value Personal Property Coverage ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

Medical Payments Coverage will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault.

Personal Umbrella Liability Insurance can also be added for broader protection.If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles which provides broader coverage and no deductible in the event of a covered loss.

Let Intelli Choice Insurance help you find the right amount of coverage to suit your condo insurance needs.

Homeowners Associations (HOA's) typically govern condominiums. Be sure to consult your HOA agreement when buying insurance coverage. The coverage you need will depend on your agreement and what the Association policy covers. You'll also want to know what you are responsible for.  For example, if common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.